Â
 Taking Hassle Out of The Real Estate Settlement ProcessÂ
Â
What is Title Insurance and why do I need it?  If you are not certain what title insurance is, or what the benefits of it are, you're not alone. Title insurance is indemnity insurance which protects you and your lender against financial loss which can happen from defects in title to real property and also from the invalidity or unenforceability of mortgage liens. Virtually every lender will require title insurance.It generally defends against a lawsuit seeking to overturn title and reimburses the insured for actual monetary losses up to the insured amount of the policy.
Â
Useful Links
New Jersey Land Title Insurance Rating Bureau Manual of Rates and Charges Â